Vice President, Deposit Product & Portfolio TH

• Lead deposit growth and optimize profitability by leading strategies aligned with business direction and ALCO guidance, maximizing NII through effective NIM, deposit AUM, and customer acquisition management.
• Develop Set clear product and funding strategies by defining target segments and growth priorities while managing inflows/outflows to ensure strong returns and a competitive cost of funds.

• Oversee end-to-end development of deposit and debit card products across digital and physical channels.
• Manage the deposit portfolio to increase NII/NOII through data-driven cross-sell and upsell initiatives.
• Monitor key performance metrics including CASA ratio, COD, NIM, NII, and NOII.

• Monitor and drive performance by tracking daily/weekly/monthly results across all channels and designing strategies to close gaps while coordinating execution with Finance, IT, Digital, Marketing, Compliance, and Branch Banking.
• Strengthen product delivery and customer value by managing internal and external partnerships and ensuring effective execution of product and campaign initiatives.

• Enhance customer experience by improving journeys across branch and digital touchpoints, while upholding strong governance through controlled sales processes, accurate documentation, and proper management of interest-rate parameters.
• Ensure full regulatory compliance with AMLO and BOT requirements and proactively mitigate fraud and mule-account risks to safeguard customers and the bank.

• Lead process improvements and digitalization initiatives, including paperless product documents and QR-based materials.
• Drive ongoing innovation to meet shifting customer behaviors and market trends.

• Bachelor's degree or higher in Business, Finance, Economics, or related fields.
• Strong experience in deposit product management within the banking industry.
• Solid understanding of portfolio management, financial modelling, and product development.
• Strong analytical, stakeholder management, and digital-driven business skills.
• Ability to lead cross-functional initiatives in a fast-paced environment

CIMB